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liability and construction
occupational injuries |
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All employers are required to have in force an insurance cover for their legal liability for an accident or occupational disease that their employees may suffer in the course of their employment. Traumatic occupational injuries at work remains a leading cause of death and disability among workers. Protecting construction workers from injury and disease is among the greatest challenges in occupational safety and health. Assuring safety and health in construction is complex, involving short-term work sites, changing hazards, and multiple operations and crews working in close proximity. Construction is a high hazard occupation.
During the period from 1980 through 1995 in the United States, at least
17,000 construction workers died from injuries suffered on the job.
Construction lost more workers to traumatic injury death than any other
major industrial sector during this time period.
The risk of fall from elevations are present at almost every construction site and many workers are exposed to these hazards daily. Any walking or working surface could be a potential fall hazard. An unprotected side or edge which is 6 feet or more above a lower level should be protected from falling by the use of a guardrail system, safety net system, or personal fall arrest system. These hazardous exposures exist in many forms, and can be as seemingly innocuous as changing a light bulb from a step ladder to something as high-risk as connecting bolts on high steel at 200 feet in the air. Based on data from the NIOSH National Traumatic Occupational Fatalities (NTOF) Surveillance System, falls from elevations represent the fourth leading cause of workplace death. The deaths due to falls from elevations have been found to account for 10% of all occupational fatalities. Motor vehicle crashes are among the leading causes of death among construction industry workers. Employers and workers alike should take preventive measures to limit this hazard. If driving is part of your job, take the following steps:
If you employ motor vehicle operators, take the following steps:
If you work or employ workers who work in construction or maintenance zones, take the following steps:
It has been estimated that electrocutions are responsible for a number of deaths that occur each year that could have been prevented. Therefore, a primary goal of occupational safety programs must be to prevent workers from contacting electrical energy. Effective measures include safe work practices, job training, proper tools, protective equipment, and lockout/tag-out procedures. Prompt emergency medical care can be lifesaving for workers who have contacted either low voltage or high voltage electric energy. Immediate cardiopulmonary resuscitation (CPR) followed by advanced cardiac life support (ACLS) has been shown to save lives.Electrocution victims can be revived if immediate cardiopulmonary resuscitation (CPR) or defibrillation is provided. While immediate defibrillation would be ideal, CPR given within approximately 4 minutes of the electrocution, followed by advanced cardiac life support (ACLS) measures within approximately 8 minutes, can be lifesaving. Certain immediate measures can be used to help save the lives of workers who contact electrical energy. Safety and health officials, and especially those who work with electrical equipment, should bring these recommendations to the attention of owners, managers, and workers. The following recommendations are useful for limiting losses from electrocution:
Occupational fatality involving heat stroke is as well a burden to be avoided by all means. To help prevent such incidents from occurring, the following recommendations have been made:
Occupational injuries can be prevented. Although assuring safety and health in construction is a difficult task, taking appropriate measures should limit significantly the human toll. Additionally having in force an insurance policy can cover employers for their legal liability for an accident or occupational disease that their employees may suffer in the course of their employment.
The National Institute for Occupational Safety and Health Centers for Disease Control and Prevention
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Disclaimer: The information and recommendations contained and presented in this website have been compiled from sources believed to be reliable and scientifically correct. However Progressive Insurance Company Ltd, makes no guarantee as to, and assumes no responsibility for, the correctness, sufficiency, or completeness of such information or recommendations. Other or additional information or safety measures may be required under particular circumstances.